Jho Low insists not to use AmBank official email

by BERNAMA / pic by BLOOMBERG

THE former banker handling former Prime Minister Datuk Seri Mohd Najib Razak’s AmBank accounts told the High Court in Kuala Lumpur yesterday that fugitive businessman, Low Taek Jho, also known as Jho Low (picture), had insisted on disallowing her to use AmBank’s official email to send drafts of instruction letters to the former premier account mandate holder.

Former AmBank relationship manager Joanna Yu Ging Ping, 48, testified based on BlackBerry Messenger (BBM) group chat between herself, Jho Low and SRC International Sdn Bhd former CEO and Najib’s account mandate holder Nik Faisal Ariff Kamil, asking her to use her personal Google Mail (Gmail) pertaining to money movement instruction between the accounts.

The 54th prosecution witness said this during cross-examination by Najib’s lawyer Harvinderjit Singh on the 46th day of Najib’s trial for seven counts of misappropriation of SRC International Sdn Bhd funds totalling RM42 million.

Harvinderjit: The first message in the group chat was Jho Low instructing Nik Faisal to sign instruction letter, which you are going to email to him. It was after you mentioned the account is overdrawn again.

Yu: Yes.

Harvinderjit: Jho Low then replied, “Proceed please”.

Yu: I am not sure if the message was meant for me.

Harvinderjit: Jho Low then replied, “Please use Gmail, do not use AmBank email and email to Nik Faisal” to which you replied “Okay”. The lawyer then questioned Yu whether Jho Low had the mandate to give oral instructions, overriding Nik Faisal’s position as a mandate holder who can perform written instructions, considering Yu always took instructions from him.

Harvinderjit: Is there an oral mandate letter from Jho Low?

Yu: No.

Harvinderjit: Are you allowed to deal with an unauthorised third party, who was not the mandate holder of the accounts?

Yu: No.

Harvinderjit: Do you realise that it is an offence under the Banking and Financial Institutions Act (BAFIA) act?

Yu: Yes.

Sifting through the BBM chat between the witness and Nik Faisal, Harvinderjit suggested that she had been coaching the latter on what he should write to the bank in regards to operations concerning Najib’s bank accounts.

Harvinderjit: You are messaging Nik Faisal what to reply to the other two relationship manager, Krystle Yap and Daniel Lee in response and what to say?

Yu: Yes.

The chat includes an instance where Yu had coached Nik Faisal word-for-word on what he should email the bank to tell them that funds would only be available the next day. The hearing before Justice Mohd Nazlan Mohd Ghazali continues today. — Bernama